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Questions & Tips

Below is a collection of articles from across the web that can help you find answers to your health insurance questions.

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Tips from HealthCare.gov

Health Insurance Blog - Healthcare.gov
3 benefits Marketplace health plans must cover

All Marketplace plans cover essential health benefits, pre-existing conditions, and preventive care. This is true for all plan categories (all “metal levels,” including Catastrophic plans) and all plan types (like HMO and PPO). Starting November 1, 2019, you can enroll in or renew a plan for 202. . . read more

Can you get health coverage for the rest of 2019?

Outside the yearly Open Enrollment Period, you can only enroll in or change coverage if you qualify for a Special Enrollment Period for a Marketplace plan, Medicaid, or the Children's Health Insurance Program (CHIP). {% box %} Important: Even if none of the options on this page work for you, y. . . read more

Kick off the school year with health insurance!

Nobody plans to get sick or hurt, but unexpected things happen even to healthy young people, so it’s important to get health insurance. As a college student, you have several options for coverage: Student health plans & other options Purchase a student health plan: This is an easy and. . . read more

When can I enroll in a 2020 Marketplace plan?

Here are some important 2020 Open Enrollment dates to mark on your calendar: Key 2020 Open Enrollment dates The 2020 Open Enrollment Period runs from Friday, November 1, 2019, to Sunday, December 15, 2019. If you don’t act by December 15, you can’t get 2020 coverage unless you qualify fo. . . read more

New baby? See your health insurance options

If you or anyone in your household had a baby or adopted a child within the past 60 days, you may qualify for a Special Enrollment Period to enroll in or change Marketplace health insurance for the rest of 2019. How to apply with a Special Enrollment Period New to HealthCare.gov? Create an a. . . read more

Special Enrollment Periods: What you need to know

You may still be able to enroll in health insurance or change plans for the rest of 2019 if you qualify for a Special Enrollment Period. Here are 3 things you need to know about Special Enrollment Periods: 3 tips on getting health coverage outside Open Enrollment Certain life changes make yo. . . read more

Did you recently move to a new state?

Summer is a popular time for moving. If you recently moved to a new state, you can’t keep a health insurance plan from your old one. To make sure you stay covered, report your move to the Marketplace as soon as possible. This way, you can enroll in a new plan without a break in coverage and avoid. . . read more

This summer, put your health & well-being first

Summer is here! Here’s how you can be more proactive with your health this season: 3 ways to maintain your health this summer Take advantage of the preventive services offered by your Marketplace plan. Preventive services include screenings for things like cancer and depression, shots, and. . . read more

Report household & income changes all year

Has your family, job, or income changed this year? If you're currently enrolled in a 2019 Marketplace plan and experience household changes, update your application as soon as possible. These changes could impact your health coverage or the savings you’re getting. What types of changes to re. . . read more

Calling all graduates: You likely have health insurance options

Congratulations, graduates! As you set out on your next life adventure, you may have several options for health coverage. 3 ways young adults can get health insurance With a Special Enrollment Period: If your student health plan is ending, you’re moving to a new state, or you experience ot. . . read more

Income or household changes? Update your Marketplace application ASAP

If you're enrolled in a Marketplace plan and have changes to your income or household, update your application with these changes as soon as possible. Changes like higher or lower income, adding or losing household members, or offers of other health coverage may affect the coverage or savings you’. . . read more

Using your Marketplace insurance when you’re not sick

Did you know you can use Marketplace health insurance benefits even when you’re not sick? Here’s how you can take advantage of your health insurance benefits all the time: Get free preventive services Most health plans must cover a set of preventive services, including shots, check-ups,. . . read more

3 questions to ask your doctor

It’s important to understand what services are covered by your insurance plan and what your costs may be before your doctor’s appointment. Here are some questions to ask: Does my health plan cover my current doctor? Call your doctor’s office directly and ask if they accept your coverag. . . read more

Only a few days left to file 2018 taxes

Tax day is right around the corner! Don’t miss the April 15, 2019 deadline to file 2018 taxes and report your health coverage. No matter how you got health coverage — whether through the Health Insurance Marketplace, your job, or another source — you must report your 2018 coverage status to th. . . read more

2 steps to 'reconcile' your premium tax credit on 2018 taxes

If you had a Marketplace plan and used advance payments of the premium tax credit (APTC) to lower your monthly payment, you’ll have to "reconcile" when you file your 2018 taxes. Step 1: Check Form 1095-A for accuracy Make sure your coverage and household information on your Form 1095-A is c. . . read more

How to check your Form 1095-A

If anyone in your household had Marketplace health insurance in 2018, you should have already received Form 1095-A, Health Insurance Marketplace Statement, in the mail. Before you file: 3 things to know about Form 1095-A If you can’t find your 1095-A, check online. If your form didn’t co. . . read more

Do you qualify for a Special Enrollment Period?

You can now enroll in or change a Health Insurance Marketplace plan only if you have a life event — meaning a change in your situation, like getting married, having a baby, or losing health coverage — that qualifies you for a Special Enrollment Period. Life changes that may qualify you for. . . read more

Need to submit documents to confirm a life event?

If you’re eligible for a Special Enrollment Period to enroll in or change plans for 2019, you may be asked to provide documents to confirm the event that makes you eligible. Do I need to submit documents? You’ll learn if you have to provide documents after you submit your application. De. . . read more

3 things to know about 2018 taxes & Marketplace insurance

2018 tax filing season starts January 29, 2019. You must report information about your 2018 health coverage when you file. If you had Marketplace health insurance in 2018, check out these 3 tips: Keep an eye out for Form 1095-A If anyone in your household had a Marketplace plan in 2018, we. . . read more

3 ways to use your new Marketplace coverage

Now that you’re enrolled in a health plan for 2019, you can use your new coverage for regular and emergency care, prescription drugs, and preventive care. Getting regular & emergency care You usually pay the lowest costs for services when you see a doctor who has a contract with your h. . . read more