Surwill & Company Insurance Service - Blue Cross Blue Shield of Montana
Surwill Insurance - Montana Health Insurance
BlueCross BlueShield of Montana
Health Insurance Solutions for individuals, families and employers

Blue Cross Plans

Get an Insurance Quote Online
Request a Quote Online

Blue Cross and Blue Shield of Montana (BCBSMT) knows that finding good health care coverage at affordable rates is a challenge. BCBSMT offers a variety of great option for individuals, families, and businesses.

Surwill & Company Insurance Services, Inc. is your preferred BCBSMT insurance company and can find a plan that works for you, your family, or your business. To learn more about one of these plans, please call (406) 248-3956 or toll free (888) 356-3956.


Value Blue Plan-Individual/Family Health Insurance
Benefit Highlights

  • High deductible, low premium comprehensive health insurance plan,
    includes hospitalization, surgery, emergency medical care, outpatient services, etc.
  • $5,000 Deductible, Co-payment 0%, $5,000 MML (Maximum Member Liability)
  • $500 Primary Care Benefit - Immediate coverage for the following
    services and more, paid at 100% (no deductible) when you use Participating Providers.
    1. Physical Exams
    2. Gynecological Exams
    3. Vision Exams
    4. Immunizations and Vaccinations
    5. Diagnostic x-ray and laboratory services (performed in a Professional Provider’s office)
    6. Well-Child Care exams up to age 2, covered 100%
Deductible does not apply to office calls; routine physicals; one vision exam; gynecological exam; or diagnostic x-ray, lab and Pap services processed in a participating BCMSMT physician's office. This is a partial description of benefits.
New and Renewal
Rates for October, November, and December 2007:
Age
Monthly Dues Per Person
Age
Monthly Dues Per Person
Under 25
$138.72
50-54
$264.71
25-29
$148.91
55-59
$300.09
30-34
$161.99
60+
$351.51
35-39
$183.13
One Child
$101.52
40-44
$208.73
Two or more Children
$203.04
45-49
$243.99

View Additional Information

HDHP Montana is the newest health insurance plan from BCBSMT that meets federal requirements to be offered in conjunction with health savings accounts (HSAs). This high deductible health plan offers two options: a $2,500 individual/$5,000 family deductible and a $5,000 individual/$10,000 family deductible. HDHP Montana also offers prescription drug coverage once the deductible is met. With HDHP Montana, you have the option of opening a state/federal tax-deferred HSA.

New and Renewal
Rates for October, November, and December 2007:
Option 1
Individual Deductible $2,5000
Family Deductible $5,000
Option 2
Individual Deductible $5,000
Family Deductible $10,000
Age
Monthly Dues
Monthly Dues
0-24
$122.77
$85.45
25-29
$131.96
$91.85
30-34
$140.00
$97.45
35-39
$165.27
$115.03
40-44
$200.88
$139.82
45-49
$250.29
$174.20
50-54 $300.83 $209.38
55-59
$361.65
$251.72
60+
$383.47
$266.90
One Child
$33.51
$23.32
Two Children
$67.02
$46.64

For more information on benefits provided for the two options available, please call (406) 248-3956 or toll free (888) 356-3956.

View Additional Information

Montana Youth Care Plan-Individual Health Insurance
Benefit Highlights

  • A comprehensive, low premium health insurance plan,includes hospitalization, surgery, emergency medical care, outpatient services, etc. for 3 months through 18 years of age.
  • $1,000 Deductible, Co-payment 75/25%, $2,500 Maximum Member Liability
  • $400 Primary Care Benefit - Immediate coverage for the following services and more, paid at 100% (no deductible) when you use Participating Providers
    1. Physical Exams
    2. Gynecological Exams
    3. Vision Exams
    4. Immunizations and Vaccinations
    5. Diagnostic x-ray and laboratory services (performed in a Professional Provider’s office)
    6. Well-Child Care exams up to age 2, covered 100%
    7. Accident services
  • Prescription Drug coverage
Deductible does not apply to office calls; routine physicals; one vision exam; gynecological exam; or diagnostic x-ray, lab and Pap services processed in a participating BCMSMT physician's office. This is a partial description of benefits.
New and Renewal
Rates for October, November, and December 2007:
Age
Monthly Dues Per Person
0 to 5 years
$114.10
6 years to 14 years
$89.05
15 years to 18 years
$129.88

View Additional Information

 

Essential Care Plan-Individual/Family Health Insurance
Benefit Highlights


Inpatient Hospital Services   Outpatient Hospital Services
$200 calendar year deductible   $200 deductible per surgery
70/30 copayment   70/30 copayment
$2,000 out-of-pocket maximum member liability   $5,000 out-of-pocket maximum member liability

This is a partial description of benefits. -->
  Option A
New and Renewal
Rates for January, Febuary, and March 2007:
Age
  Monthly Dues  
Under 25
$172.89
25-29
$185.59
30-34
$201.90
35-39
$228.24
40-44
$260.14
45-49
$304.09
50-54
$329.92
55-59
$374.01
60+
$438.10
One Child
$126.53
Two or more Children
$253.06
 

View Additional Information

Healthy Montanan Plan-Individual/Family Health Insurance
Benefit Highlights

  • Three options available: I, III, V
  • Three Deductibles: $0, $500, $2,500
  • Three Co-payments: 40%, 30%, 0%
  • Three MML's: $2,000, $2,000, $2,500
  • Vision and Dental benefits included with Option III
  • Prescription Benefits included with all three options

    • New and Renewal
    Rates for October, November, and December 2007:
    Option I
    $0 Deductible
    Copay 60/40%
    MML - $2000
    Option III
    (Dental/Vision)
    $500 Deductible
    Copay 70/30%
    MML - $2000
    Option V
    $2500 Deductible
    Copay 100%
    MML - $2500
    Age
    Under 25
    		$413.20 $345.32 $244.59
    25-29
    		 $443.57 $370.71 $262.57
    30-34
    		 $482.54 $406.27 $285.64
    35-39
    		 $545.51 $455.90 $322.91
    40-44
    		 $621.75 $519.61 $368.04
    45-49
    		 $726.75 $607.40 $430.22
    50-54

    $788.51

    		 $658.99 $466.76
    55-59
    		 $893.88 $747.05 $529.13
    60+
    		 $1,047.06 $875.06 $619.81
    One Child
    		 $302.42 $252.74 $179.02
    Children
    		 $604.84 $505.48 $358.04

View Additional Information

BlueCross BlueShield of Montana Senior Care Plans
Medicare Supplement Options - For more information or an application contact Surwill & Company at 888-356-3956 or ben@surwill.us

Four reasons Montana Seniors choose BCBSMT as their Medicare Supplement provider:

  • BCBSMT Medicare Supplement Plans do not limit you to a certain hospital or health care provider, as some companies do. However it is always a good idea to ask your health care provider if they Accept Medicare Assignment. With BCBSMT, you have freedom of choice.
  • BCBSMT is a Montana company, located in Helena, Montana, with district offices in many cities throughout Montana. If you want to talk to a person rather than a machine, you have that opportunity with BCBSMT.
  • If you were to move to another state or spend a lengthy period of time out of Montana you can take your policy with you. Some companies have restrictions on residency or the time you spend out of state.
  • BlueCross BlueShield offers very competitive premiums, especially considering your freedom to choose providers.

View Additional Information